The field guide

Understand the numbers behind profitable work.

Plain-English explanations, formulas, and examples for contractors and service businesses that want to price with confidence.

Use the tools in sequence

Connect estimates, pricing, and actual results.

Not sure where to begin? See how the calculators and guides fit together from job cost to completed-job profit.

Pricing fundamentals

Markup vs. Margin: What’s the Difference?

Learn why a 25% markup produces only a 20% margin, how to convert between them, and which percentage belongs in your pricing decisions.

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Labor pricing

How to Calculate a Profitable Labor Rate

Build an hourly rate that covers wage, employer burden, nonbillable time, overhead, and profit instead of guessing from a competitor’s price.

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Employee cost

Labor Burden for Contractors

Understand the true cost of employee labor and how burden affects job costing, pricing, and profitability.

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Business overhead

How to Recover Overhead in Every Job

Identify overhead accurately and spread it across realistic billable hours, crew days, or jobs without charging for the same expense twice.

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Job performance

Job Costing for Contractors

Track actual labor, materials, subcontractors, equipment, and other costs, then compare the result with the estimate and job revenue.

Read the job costing guide
Trade-specific planning

HVAC Job Costing and Profitability

Apply labor burden, overhead, markup, margin, and actual-job review to HVAC service calls, repairs, maintenance, and replacement work.

Explore HVAC job economics